TERMS OF SERVICE

Effective Date: 2/11/2025

Welcome to The HOW Companies, Inc. (“Company,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our websites, https://thehowgal.com and https://thehowconf.com (collectively, the “Sites”). By accessing or using the Sites, you agree to be bound by these Terms. If you do not agree, do not use the Sites.

1. Use of the Sites

1.1 Eligibility – You must be at least 18 years old to use our Sites. 1.2 License – We grant you a limited, non-exclusive, non-transferable license to access and use the Sites for lawful purposes. 1.3 Restrictions – You may not:

  • Use the Sites for unlawful purposes.

  • Interfere with the functionality of the Sites.

  • Copy, modify, or distribute any content without permission.

2. User Accounts

2.1 Account Registration – Some features may require account creation. You must provide accurate information. 2.2 Account Security – You are responsible for maintaining the security of your account.

3. Intellectual Property

All content on the Sites, including text, images, logos, and software, is owned by The HOW Companies, Inc. or its licensors and protected by intellectual property laws.

4. Disclaimers & Limitation of Liability

4.1 The Sites are provided "as is." We do not guarantee that the Sites will be error-free or uninterrupted. 4.2 We are not liable for indirect, incidental, or consequential damages arising from your use of the Sites.

5. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of the Sites or violation of these Terms.

6. Termination

We reserve the right to terminate or restrict access to the Sites at our discretion, without notice.

7. Governing Law

These Terms shall be governed by the laws of the State of Minnesota, specifically Washington County, without regard to conflict of law principles.

8. Changes to the Terms

We may update these Terms from time to time. Your continued use of the Sites after changes constitutes acceptance of the new Terms.

9. Contact Information

For questions about these Terms, contact us at kelly@kellyenterprisesltd.com.